Buying a Car

Buying a car

Purchasing a car in Thailand requires more than simply going to a dealer and handing over money and even if it were that easy you would still need help.


The biggest issue in purchasing a new car is the language barrier, if you need help we are available.


Purchasing a second hand vehicle is a different story. The minute the dealer sees you are a foreigner his eyes light up, dual pricing kicks in and he starts calculating how much money he can extract from you. He will immediately raise his asking price allowing you to bargain down to the full price he would have used to begin bargaining with a Thai. You will think you did well and he will be laughing at you not with you.


We have arrangements with a number of used car dealers who understand that if they make a good deal for our clients they will get more business. By allowing us to help you purchase a second hand vehicle you will save a pile of money.


You should know that compared to Europe, The USA and Australia, second hand cars seem to be expensive in Thailand. Also, what you may consider as standard items such as a heater and demister and airbags are not commonly found in the vehicles here.  


Another factor to consider is the age of the vehicle when it comes to buying insurance.  In Thailand cars over 14 years old cannot buy what they refer to as "first class insurance".  Below is a brief description of each type of vehicle insurance.


It is a legal requirement in Thailand for cars to have Compulsory Motor Insurance (CMI or Por Ror Bor). This insurance is required by law with a set premium and cover rates. It only covers third parties and passengers. CMI can be bought from the local Department of Land Transport Office (DLT), from car insurance companies, and from some car dealerships. The only document required is the car registration document (Blue Book or Lem Tabian). 


Additional Car Insurance

A range of private insurance companies offer coverage greater than the CMI.  Most will offer a variation on the three levels of insurance cover listed below. Cover will vary from company to company, so check all of the policy details before signing. 


First class insurance: Also known as fully comprehensive insurance: covers the vehicle, the life of the driver and any costs associated with injury to driver or passengers.  Also covers third party property damage and liability.


 Second class insurance: Also known as collision coverage, and will cover repairs to any vehicles involved in an accident. 


Third class insurance: Covers the life of the driver, costs of injury to the driver and passenger, and third party property damage and liability 


Thai insurance companies have a no-claims bonus structure on certain policies that will provide significant discounts after a year with no claims on the insurance. Some companies even permit small claims to be made without voiding the no-claims bonus. Note: It is very important to know and understand an insurance company's accident procedures, particularly those pertaining to the scene of the accident itself (will an agent attend the scene and help you). Find these out when taking out the insurance.


With our help on a new vehicle purchase, you'll get your questions answered and requirements heard and understood and though we will get you a better deal the savings, though they will not be great, will more than cover the cost of our service.